Why You Should Use A Car Finance Broker
A broker by definition is ‘an independent party’ who ‘arranges something such as a deal or agreement between two (or more) groups’.
For example, it’s common practice when purchasing a property to use an intermediary such as an Independent Financial Adviser or a Mortgage Broker to arrange your mortgage. It is widely understood that by using a broker for that purpose, you can fit the right financial product to your circumstances more efficiently than by going straight to the bank or building society yourself.
With so many mortgage providers to choose from, the sheer amount of financial information to provide to each one and the number of different possibilities and permutations, anyone approaching each lender themselves would see how laborious and time consuming it is.
Much like the minefield of renewing your car insurance each year was made simpler by various comparison websites, at Oracle Car Finance, the concept is very similar.
As a broker we work on your behalf to find the most suitable finance option for you by acting as the ‘middle-man’ between you and the car finance provider. The bonus for the customer in this regard is that our services are always free to use, meaning the amount of work that goes on behind the scenes to ensure the correct information is provided and the most suitable products are sourced for you takes the hassle out of arranging your car finance for you.
The Oracle Finance Difference
The Oracle Finance difference means that our direct relationships with our lenders at board level enables us to constantly negotiate the rates we can offer you, our customers. This means that when rates and economic factors change, which they often do in recent times, we are best placed to ensure that any savings can be passed on to you.
Not only that but we are not tied to any dealerships or manufacturers so our services are offered direct to you, the consumer. This means that as well as offering industry leading rates we can also bring our ‘gold-standard’ of customer service directly to our customers, without compromise and with completely impartial advice.
From the application to organising the paperwork, your Account Manager will do it all eliminating the stress of arranging the funding yourself or having to put up with the sole offering a dealership would offer you. All that leaves you to do is pick your dream car.
What’s more, the 5-star Oracle Finance service means that your Account Manager will regularly keep in touch to ensure that the finance agreement you are currently paying is the most suitable for you and your circumstances, especially if you could be getting a better rate or paying less. This means that if you could be saving money, the equity in your car is at a great place to consider a change, or you are best placed to change the type of package you are on, we will let you know. When was the last time you got a call from a dealership or manufacturer finance provider mid-way through an agreement?
Removing The Hassle
By sourcing the perfect finance package bespoke to you and your circumstances with a lender on your behalf, we take all the hassle out of the whole process. The team will use their expert knowledge of the car and finance industry to tailor the right car finance product for you and the vehicle you are purchasing. At Oracle Finance, our dedicated Account Managers make the experience as easy for you as possible and keep you informed every step of the way. Their expertise means that from the moment you start to look for your next car right through to having the finance in place, your dedicated Account Manager takes care of everything on your behalf.
You wouldn’t expect an estate agent to provide you with a mortgage quote, and you should follow the same principle when buying a car. The car dealership (or private seller) doesn’t have the same breadth of knowledge of expertise, or even the ability to access a panel of over 20 lenders to choose from, to give you choice and flexibility when it comes to finance products. Dealerships more often that not are tied to their own finance product, or usually a single lender, who offer a ‘one size fits all’ option that is designed to suit the majority of people, not be adjustable to fit different circumstances.
Using Oracle Car Finance For Your Funding
That’s where Oracle Car Finance comes in. We’re now in our 20th year of working with some of the biggest lenders in the industry to transform the prestige vehicle finance market. Our team have experience with all kind of situations and all types of vehicles and are specialists at finding the right product for you, even where others may have been unsuccessful.
Our direct relationship with our customers, rather than through a dealership, means that your Account Manager is always just a direct phone call or email away. This means that when you need to discuss any plans or changes you are looking to make, or to review your current agreement, we are here to help.
From new or pre-owned cars, those bought from a dealership or private seller and even auction purchases, whether the vehicle is a business purchases, a classic car, supercar or even a racing car, and if you are looking to refinance, release equity from a car or a collection and much more, we have sourced over £2 billion of funding for our customers and counting.
Our 5.0/5.0 rating on Trustpilot from over 2,800 reviews shows that time and time again, our customers know they can rely on Oracle Finance to provide them with the exemplary service they require, and go above and beyond to make their dream purchase a reality. Not only that but we are extremely proud to be five-time winners of ‘Best Specialist Car Finance Provider’ and the ‘Customer Excellence’ Award at the Credit Strategy Car Finance Awards.
Read more about the Finance Products we offer by clicking HERE.
